How to read this result
In the default example, gross commission income is $12,500.00. Results describe this input scenario; they are not a recommendation.
Change one assumption at a time to see how it affects the scenario. Compare periods and cost definitions consistently. Negative results show a modeled shortfall; an unavailable ratio needs a valid denominator.
Formula and methodology
Gross commission income is sale price times the agent-side rate. Deduct the referral percentage from that gross amount, apply the agent split to the remaining amount, then deduct transaction and team fees.
Enter percentages as whole numbers: 5 means 5%. When used as a factor, the calculation divides a percentage by 100. Percentage outputs multiply the final ratio by 100. Calculations retain precision internally; displayed amounts and rates are rounded to two decimals.
Variables and input definitions
- Sale price (USD)
- Transaction price. Minimum: 0.
- Agent-side commission rate (%)
- User-entered negotiated side rate. Minimum: 0. Maximum: 100.
- Referral fee rate (%)
- Referral percentage applied to GCI. Minimum: 0. Maximum: 100.
- Agent brokerage split (%)
- Agent's retained percentage after brokerage split. Minimum: 0. Maximum: 100.
- Transaction/team fees (USD)
- Flat fees deducted from agent amount. Minimum: 0.
Worked example
This example uses the exact prefilled inputs above. Reset defaults to restore this scenario after making changes.
| Item | Default scenario |
|---|---|
| Sale price | $500,000.00 |
| Agent-side commission rate | 2.50% |
| Referral fee rate | 25.00% |
| Agent brokerage split | 70.00% |
| Transaction/team fees | $800.00 |
| Item | Default scenario |
|---|---|
| Gross commission income | $12,500.00 |
| Referral fee | $3,125.00 |
| Estimated agent net | $5,762.50 |
Assumptions and limitations
Illustrative compensation math only; brokerage contracts, taxes and legal rules are not modeled.
Results describe this input scenario; they are not a recommendation.
The tool uses values you supply. It does not retrieve market prices, verify leases or inspect a property. Results exclude items outside the listed inputs. Review local requirements and the relevant contract when a payment, fee or allocation depends on them.
Common mistakes
The order matters. This model deducts referral compensation before the brokerage split. Agreements using another order require a different input scenario.
Sources and method references
These references provide context for the method and terminology. They do not endorse this tool or validate your property assumptions.
- National Association of REALTORS® — 2026 Code of Ethics & Standards of PracticeBroker compensation is not set by law and is fully negotiable.
Frequently asked questions
Is estimated agent net take-home pay?
No. The result excludes personal taxes, business overhead, caps and other fees not entered in the model.
Which commission percentage belongs in the agent-side field?
Enter the compensation for the modeled side of the transaction, rather than the full amount paid across both sides.